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Home Loans

Buying a home is big, and so are the stakes. Finance your dream home with a credit union you can trust.

If you are a current or future homeowner, Center Parc is here for you. Whether you’re looking to purchase, refinance or take equity from your house, we have the products and services that you need.

From first mortgages to Home Equity Lines of Credit, our experts will help you find the right program, rates and terms to meet your financial goals and live your home ownership dream. We will consider your entire financial picture to help you figure out the perfect fit for you and your family. Our experts can help you select the best rates and terms so you can start making your house a home.

Center Parc offers its full array of mortgage products through our parent company, APCU.

Call us today at 800.849.8431 or email our Mortgage Specialists to learn more about all of your options!

*Membership eligibility requirements apply. You must have satisfactory credit, sufficient income, and a valid Certificate of Eligibility (COE) to be eligible for a VA-insured mortgage loan. 100% financing may include an additional funding fee, which may be financed up to the maximum loan amount. VA Mortgage Loans are only available on primary residences. APCU’s No Closing Cost Mortgage Program is not available with VA Mortgage Loans.

**Not eligible for non-conforming or non-qualified mortgages. First Mortgage loans must be $50,000 or greater and Second Mortgage Loans and HELOC Loans must be for $20,000 or greater with a minimum $10,000 draw on the HELOC loan in order to qualify for the No Closing Costs Program. At closing, the borrower(s) will receive a credit on their Settlement Statement for upfront fees. APCU will pay the Closing Costs [Origination Charge, Tax Service Fee, Title Services and Lenders Title Insurance, Owners Title Insurance (purchases only), Recording and Transfer Charge and Pest Inspection Fee (purchases only)]. Borrower(s) are responsible for paying the Appraisal Fee (range of fee is $300-$765), Credit Report Fee, and Flood Certification Fee (upfront fees) at the time of application. If the borrower(s) does not close the loan, the borrower(s) will not be refunded the upfront fees. If the borrower(s) refinances their existing APCU First Mortgage Loan, APCU Second Mortgage or APCU HELOC, they must take out an additional $15,000 or more above the current mortgage payoff in order to qualify for the No Closing Cost Program. Property Insurance is required. If the mortgage and/or HELOC loan is paid off and closed within 36 months of the origination date, the borrower must reimburse the credit union for the costs associated with the origination of the loan. 

This service is not owned by the credit union; and are not obligations of or guaranteed by the Credit Union. To benefit from this service financing with the credit union is not required; and the Credit Union makes no representations as to the services of any provider.

Center Parc Credit Union

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